Dispute
Three-bureau credit reports and dispute letters for credit repair businesses
Pull your client's latest report from TransUnion, Experian and Equifax and generate dispute letters from it, without copying account data by hand.
How it works
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Enter the client's IdentityIQ, SmartCredit or MyScoreIQ login.
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Crelit pulls the latest three-bureau report into the client's file.
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Review and analyze the report data, or generate an AI summary.
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Generate the letters from your templates or with AI, review and approve them.
Reports from the provider your client already uses
Crelit connects with IdentityIQ, SmartCredit and MyScoreIQ. Reports come in directly from the provider, so there are no PDFs to upload or accounts to type in.
AI summary on every report
AI reads the report and breaks down negative items, utilization, and the key factors behind the score. Include up to 3 previous reports for history and regenerate anytime. Each analysis deducts from your credits.
Letters from your own templates and strategies
Set up your letter templates and dispute strategies once. Crelit fills in each letter with the client's and the account's details, ready to review.
AI-generated dispute letters
AI can draft letters with your templates in Spanish or English following your method. Personal data is anonymized before it reaches the AI.
Frequently asked questions
Which credit monitoring providers does Crelit work with?
IdentityIQ, SmartCredit and MyScoreIQ.
Can I upload a PDF credit report?
No. Crelit pulls the report directly from the provider with the client's login.
Can Crelit create Metro 2 dispute letters?
Yes, with AI and your own prompts. There's no fixed Metro 2 library; you define the method.
Can I use my own dispute letters?
Yes. Your templates and strategies are the base for every letter.
More Crelit features
Four parts that share the same client record.